Abundance: If you've come to this glossary seeking a definition for Abundance, you will find yourself challenged. Challenged because dictionary definitions of Abundance just aren't going to work in most of our lives, for we are as different on the inside as we are on the outside. Abundance consists of many elements, but a few can be named here: Emotional, Physical, Spiritual, Intellectual, Sensual; and the platform upon which they all rest is  appreciating what you already have. Abundance is discussed at length in Ch. 7 - Prisoners of Desire, in the section "Defining Abundance".
addiction: the four basic qualities of an addiction are: (1) good feelings: the addiction generates profoundly pleasurable feelings and eliminates unpleasant sensations, (2) a loss of control over the addiction, (3) a compulsion to continue despite the consequences, and (4) denial.
amortization: the reduction of a debt by regular payments
amortization table: a table (schedule) of how debt will be reduced over time including what portion of a payment is applied to the principal and what portion is applied to the interest on the debt
analysand: the person under analysis; the patient, or client of the therapist or analyst
Annual Rate of Return (ARR): the annual rate of return on an investment (of any kind) is simply the amount of money an investment returns annually divided by the principal. So, the ARR on an investment into which you put $10,000 and from which, after one year, you received $11,000 (including the $10k) is:
      return ÷ principal expressed as a percentage
      return = value of investment at end of period — principal
      return = $11,000 - $10,000 = $1,000
      ARR = $1,000 ÷ $10,000 = 0.10 = 10%
Annual Percentage Yield (APY): the percentage actually earned each year on an investment such as a CD. APY takes into account the number of compounding periods and the compounding rate and converts it into an annual rate. So, an APY of 6.52% on $1,000 yields $65.20. The APY = annual interest paid/ principal
archetype: an idea or belief that is so strong and so pervasive that it influences the way in which we see the world — often times without our conscious awareness of it — which we have inherited from those who've come before us (more)
aphorism: a short concise statement containing "much" truth
asset: anything owned that has a monetary value. Examples include any kind of equities, airplanes, automobiles, houses, antiques, coin collections, etc.
asset, Income-Producing: an asset such as a dividend-paying stock or interest-bearing security or other object of monetary value that generates for its holder (usually) regular amounts of income. Examples include rental properties, preferred stocks, corporate and municipal bonds, money markets, etc.
ASSIABILITY (ASS-ee-uh-bill-ih-tee): This is my word for a hybrid of an asset and a liability, like a house. It's both an asset and a liability. It's an asset because it is something you own that you could sell. But, unlike a municipal bond, which pays you interest and into which you put no more money than the purchase price (without having to take out a loan with high interest payments), it's also a liability because you have to pour, and keep pouring, lots of money into it. You are obligated to make payments, pay insurance, pay taxes and keep the property up (not to mention all the other things you like to do, such as decorate, rehab, heat, cool, fix things when they break, etcetera). It's just not fair to call it an asset; that develops a false consciousness about a home's investment grade.
Bliss: Bliss is that deep sense of being present, of doing what you absolutely must do to be yourself.
Campbell, Joseph: 1904-1987, American mythologist, speaker, and author; one of his most widely read books is The Hero with a Thousand Faces, upon which George Lucas relied heavily in the creation of episodes four, five, and six of the Star Wars series.
Carlyle, Thomas: 1795-1881, Scottish historian and political philosopher
cash flow: money moves through both time and space; if you've ever had difficulty paying the bills because your paycheck had not yet arrived, you experienced a cash flow problem; when money moves at regular intervals (you make payments or you receive payments) that flow of money has a value which can be calculated; understanding the nature of cash flows and valuation of them is a key to becoming financially astute
caveat: a warning that conditions or stipulations apply
Chimera: (kye-MEER-uh) a Greek mythological fire-breathing creature with the head of a lion, the body of a she-goat and the tail of a snake and their respective spirits; in modern day parlance, something that is hoped/wished but is unachievable or illusory
cognitive dissonance: the theory that changes in attitudes can be motivated by an unpleasant state of tension caused by a disparity between a person's beliefs or attitudes and behavior, especially beliefs or attitudes that are related to the person's self-esteem.
collective unconscious: a level deeper than the personal unconscious — a transpersonal field of the unconscious in which we all partake." (also referred to as the objective psyche)
complex: (noun) a composition of the thoughts, images, memories, traumas, difficulties and repressions especially from childhood (but not limited to it) and their associated emotions (THOUGHT-FEELINGS), which are gathered about an archetype; which, due to its (the complex's) autonomy and power, can, at any moment, overrule self-will and self-control; it's like having a small second mind
Compound Annual Growth Rate (CAGR): This is measure of the growth of anything over several, often many, years where the growth from year to year is not the same. It's a more accurate measure of growth than simply averaging the annual growth percentages. It's based on exponential functions {and you thought algebra had no use in the "real" world, eh?} and, with a good calculator, is simple to derive. For example, if gasoline was 75¢/gallon in 1975 {which it was} and it's $3.00/gallon in 2008 {and it is!}, the CAGR is the 33rd root of 3/.75 minus 1 = 4.29%. Or, put algebraically: CAGR = (3/.75)(1/33) — 1. In a formulaic way: CAGR = (a "current" value/an "older" value)(1/# yrs between) — 1.
compounding: the practice of making interest payments on both the original investment (principal) and on all accumulated interest payments made into an account
Coping Strategies (money centric): strategies we use to cope with unpleasant emotions (symptoms), they are: Feel-Good Now, Get Numb, Feel-Good Later, and Feel-Good Never; the taxonomy is based upon the timeframe in which the strategy is supposed to yield its desired result.
deconstruction: an analysis intended to expose hidden internal assumptions and contradictions, and thus subvert its not always readily apparent significance
desire incarnate: this phrase is used to describe the very nature of what money has become with beyond its quantitative value, or, in the case of precious metal coins, beyond its intrinsic value; we have impressed onto money more than the heads of our leaders or our slogans; in our culture money is any and all human desires in a material form; desire has left the realm of thought and feeling, and made material (incarnated); money is thus desire incarnate; another way to look at it is as Needs and Wishes congealed into something we can hold in our hand
daemon:  (DAY-men); a supernatural being, somewhere between a God and a human; often an inspiring or driving force within
Dante Alighieri: (DON-tay); 1265-1321, outstanding poet of the middle ages, philosopher, best known for his epic The Divine Comedy
desire-form: a physical thing, such as money or gold, onto which we have impressed our desires; a belief that money will make one happy compounded with a desire to be happy turns money into a desire-form; we have granted money the spiritual power to become whatever desire-form we wish: happiness, love, sex, jewelry, security, power, control—the list is as varied as we are
Diacrusos of Pontonde: a rare myth that gives us in allegorical form most every issue, belief, idea, concept, behavior, coping mechanism, spiritual imbuement, and unconscious act people use in the context of money. In the suffering of its protagonist, Diacrusos, it makes painfully clear the consequences of our own beliefs and choices — be they conscious or not. The version of Diacrusos of Pontonde presented in A Return to Abundance is a much abridged version of Anna Maria Erimentha's translation of several well-preserved scrolls made of what she believed to be goat skin found wrapped in linen in the archives of a wealthy Turkish family. Family lore says that a great ancestor who wandered alone for months as a pilgrim discovered the scrolls in the arid Karaman region of Turkey after an earthquake split open the land and revealed the remnants of a former Greek settlement of Gnostics. This discovery was purportedly made somewhere south of Konya around the time of Rumi in the early thirteenth century. The actual age of the scrolls is unknown, but we do know that it was a translation made from ancient Greek into a version of Greek used by Christian and Muslim scholars alike. The family chose not to have the scrolls authenticated and studied because of a family superstition consistent with the old Turkish proverb: Eat the fruit, but do not ask about the tree it came from. After reading and translating the scrolls, Anna Maria agreed — she felt that to examine them methodically and in detail to determine their constitution and the origins of their content would be to kill their spirit with reckless disregard for the mystery of their existence as well as the beauty of their contents. She was an ardent believer in the value of mystery and she frequently decried its ever-diminishing role throughout the ages.
Divinity: contact with the divine or that which is divine — however you define the word divine
DSM-IV: Diagnostic and Statistical Manual of Mental Disorders, the most widely used psychiatric reference
Doctrine of Navital-Temporal and Monetary Exchange: the de facto doctrine of the equivalence of energy-time and money; it's the source of adages like: "Time is money." It holds that we exchange our time and energy for money.
eternity: "...a genuine feeling of joy here in this space and time." - Joseph Campbell
extirpate: to root out and/or completely destroy
False Consciousness: a Marxist theory proffering that both material goods and the very institutions of a capitalist society mislead the working and other classes. A stratified society is a prerequisite; and the processes and beliefs of the classes, their interactions and the institutions that support them belie the real truth of their lives. One could say that the system is very Matrix-like, and the result is a simulated life.
Future Value: the value of something, especially an investment, in the future; $10,000 in the present is worth $10,650 one year in the future, given 6.5% simple interest; so the future vale of $10,000 at 6.5% for one year is $10,650
hadith: a saying (deed, approval) of Muhammad; "What was transmitted on the authority of the Prophet."
Hafiz: hah-FEEZ, 14th century mystic/ecstatic, Sufi master, and well-known Persian poet
happiness: (see Well Being)
Herodotus: Greek historian, ca490 — ca425 BCE, generally regarded as the father of history
Hugo, Victor: 1802-85,  French poet, novelist, and playwright, probably best known for Les Misérables
illiquidity: the inability to turn an asset quickly into cash
inner work: the work we do in therapy or in dream interpretation or meditation; Carl Jung might have said inner work is the process of individualtion
Internal Rate of Return (IRR): a cash flow analysis technique used to determine a rate of investment return from an instrument that produces unequal inflows and outflows; it's on your HP calculator, but you'll need to learn to use the calculator's cash flow functions in order to make use of it
Johnson, Robert: Jungian analyst and author of numerous books
Jung, Carl Gustav: 1875— 1961, Swiss psychiatrist, founder of analytical psychology, influential in the field of depth psychology
liability: an obligation to make payments or expend funds on something
liquid: (adjective) readily exchangeable for cash
liquidate: (verb) to turn something into cash
Locke, John: Oxford scholar, philosopher, economist, political activist; his ideas greatly influenced the Founding Fathers of the United States of America
Marx, Karl: 1818 — 1883, German political philosopher; founder of modern Communism
MINDSEIGHT: "MIND-site" — a principal embodied in the statement: "You'll see it when you believe it, whether the belief is conscious or not." Thus, MINDSEIGHT manifests into the material world firmly held beliefs, whether we are conscious of those beliefs or not.
opportunity cost: the loss of gain from the choices you did not make. For example, you can't be accruing retirement while frequently changing jobs
perseverate: to repeat actions, thoughts or words long after the stimulus (question, statement, action) has ended; to respond for an inappropriate length of time
personal finance: the domain of cash flow principles, time value of money, budgeting, savings, and other fundamental matters of finance as they pertain to the individual
podvizhnik: a Russian word for one who has attained outstanding achievements in the life of prayer and ascetic practices
present value: the value of something in the present; money is especially more valuable (usually) in the present than in the future; antiques, on the other hand, are often worth more in the future than in the present
principal: (noun) the initial amount of money loaned, borrowed, invested, etc. It's often the PV in the example problems.
psyche: the composition of the conscious mind, the personal unconscious (anything not presently conscious, but can be: memories easily brought to mind and those that have been suppressed, but not instincts) and the collective unconscious (a kind of unconscious realm of our species composed or our collective experiences; a kind of knowing without "knowing how" we are all born with. We cannot be directly conscious of it, and yet it influences all of our experiences and behaviors, most especially the emotional ones. We cannot know it directly, only by looking at the influences it exerts upon us).
(webspace.ship.edu/cgboer/jung.html Copyright 1997, 2006 C. George Boeree)
Return on Investment (ROI): a fundamental tool designed to compare two or more investments by calculating the percentage of money returned to us on the principal of each potential investment, and then selecting the one that returns the most money (assuming they are of equal risk)
Ring of Pothos: The Ring of Pothos, figuratively, is a ring formed by the three elements of the UnWholy Trinity {misspelling is intentional}: Busy-ness, Acquisitiveness, and Lust. When operating together, these three elements interlock, intertwine, substantiate and sustain one another; forming The Ring of Pothos. Pothos is a Greek word meaning loss of feeling.
Rumi: ROOM-ee, 13th century mystic/ecstatic, Sufi master, and widely read poet; Rumi's Mathnawi is often referred to as the Qur'an in Persian.
Santayana, George: (1863-1952): American philosopher, poet, and author. He taught philosophy at Harvard, 1889-1911.
security, (material): the only real security one can find in this relativistic world lies on the path of Well Being, in creating and sustaining the Ring of Eudaimonia. For most natives, it is Bliss that provides them with a modest (or greater) lifestyle. The only real security for our chosen lifestyle lies not in how much money we have or in how many possessions we have, but in finding, developing, honing and practicing that one unique skill we have we deliver in our own unique way into a place of need amongst the natives of our world.
sentence stems: a partial sentence designed to prompt a form of free association much like word association; e.g. Wealthy people are _____ . The respondent repeats the stem and spontaneously fills in the blank, repeating the process until he or she is no longer able to complete the stem.
Shams of Tabriz: 13th century Sufi whose presence inspired Rumi to  spiritual and poetic heights few have ever attained; he is often referred to as Rumi's Sun
Smith, Adam: 1723-1790, Scottish philosopher and economist whose Wealth of Nations (1776) had a profound impact on the U.S. founding fathers, esp'y Hamilton, Madison and Jefferson
spirituo-chimeric: possessing a combination of multiple spiritual and material elements. Chimera — a Greek mythological fire-breathing creature with the head of a lion, the body of a she-goat and the tail of a snake
taxonomy: any scheme of classification
There's Not Enough... : a MINDSEIGHT that has us believing so strongly that There's Not Enough of ANYTHING that we experience "not enough of anything" in our lives.
THOUGHT-FEELINGS: thoughts, images, memories, traumas, difficulties, repressions and their attendant emotions (especially from childhood)
time value of money: money's value (purchasing power) changes over time; the purchasing power of a fixed sum of money generally declines over time — an appliance costing $600 in 2009 would have cost $93.90 in 1967; on the other hand, the purchasing power of a fixed sum of money invested wisely generally increases over time: $1000 invested at 7% compound annual interest is worth $3,869.98 in twenty years
transmute: to change in form or nature
Trinity of the Damned: a trinity comprised of three elements: Busy-ness, Acquisitiveness, and Lust (for anything, anyone, any state of being). When operating together they interlock, intertwine, substantiate, and sustain one another forming a virtual ring around the psyche. Lust leads to leads to Acquisitiveness, for acquisition is the means by which we slake Lust. Acquisitiveness leads to Busy-ness, for either we must work harder and longer to pay for what we acquire or we must become so busy† that we don't feel the pain of being unable to acquire that for which we lust. And Busy-ness leads us back to Lust, for while our Busy-ness might help to numb our pain, it does not fulfill us and we must look again to Lust for fulfillment, albeit it fleeting. The cycle continues ad infinitum and the elements are fused into a ring, which, if operating long enough, leaves the native with a lingering feeling of loss.
Trinity of Well Being:
     Bliss, in the form of meaningful fulfilling work;
     Divinity, contact with the divine — however you define the word divine; and
     Love, in the form of self-love, stemming from self-worth: worthiness of love from ourselves.
Twist, Lynne: 1945 - , American global activist, fundraiser, speaker, consultant and author
unconscious, the: mental contents which are not available to the ego; also, a psychic realm with its own rules, functions, and character
unconscious beliefs: beliefs held within the psyche of which we are unaware and are often all the more powerful as a result
Unwholy Trinity: consumerism, scarcity, and debt
unhappiness: a lingering state of confusion that disrupts healthy physical and mental functions; created by the lack of Bliss, Divinity, and Love in our lives; once a money-centric coping strategy is deployed to deal with Un-Happiness, it is sustained through obeisance to the false gods of the UnWholy Trinity: Busy-ness, Acquisitiveness, and Lust; wherein we experience chiefly numbness and momentary happiness, chained to incessant want.
usury: the lending of money at high interest rates
Usury Doctrine: once a Christian church doctrine that held the lending of money, especially at high interest rates, as theft — it was often not forgiven in the confessional; defeated around the turn of the 16th century... {Around the 1490-1510 range, near Columbus's enterprise of the Indies which serendipitously led to the discover of America.}
Williamson, Marianne: 1952- , mystic, author, pastor, internationally acclaimed lecturer
wealth: an excess of those things required to comfortably sustain life
Well Being: an achievable state of contentment accompanied by healthy physical and mental functions. Borne by the elements of the Trinity of Well Being: Bliss, Divinity and Love; we experience a sense of purpose, a connection to the divine, and love of self. Also, a life well lived; a life in which the entire range of human emotions is regularly experienced; a life in which we know the height of our joys from the depth of our sorrows.

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